Loan and EMI calculator
Work out the monthly payment (EMI), total interest and total cost of a fixed-rate loan, with a year-by-year table.
Not financial advice. Results are estimates for planning only; check real figures with your bank or provider.
Good to know
- This is for fixed-rate loans paid in equal monthly instalments (EMI). Variable-rate loans change over time.
- Use the interest rate here. To compare offers, use each lender's APR, which also includes certain fees.
- Real payments can differ by a few cents because lenders round differently, and fees or insurance may be added.
Read more in How loan interest works.