Monthly budget planner
Add up your monthly take-home pay and costs, see what is left over, and compare your split with the 50/30/20 rule of thumb.
Not financial advice. Results are estimates for planning only; check real figures with your bank or provider.
How to read the result
- Left over is your take-home pay minus everything you entered. If it's negative, you're planning to spend more than you earn.
- The 50/30/20 rule of thumb suggests about 50% for needs, 30% for wants and 20% for savings and extra debt payments. It's a starting point, not a rule: in high-rent cities, needs often take more.
- Money sent home is counted with wants and other spending here. If it's a fixed commitment for you, think of it as a need.